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A few words about us...

CRETAN RESIDENCES REAL ESTATE AGENCY - We market and sell all property including apartments, villas, homes for renovation, holiday homes, land plots and business opportunities in the north east area of Crete. Our real estate agency is located in the centre of the magnificent and historic town of Agios Nikolaos, capital of Lassithi, Cretes' most eastern province, The town has a population of over 15,000 inhabitants and is located on the shoreline of the beautiful Bay of Mirabello. Agios Nikolaos welcomes a multitude of international visitors every year and offers the visitor a wide selection of traditional tavernas, restaurants, cafe bars, interesting boutiques and shops, small local beaches, a marina and a harbour which is a stopping off point for holiday cruise ships, as well as all the facilities of a modern small town. There are many historical and cultural places of interest in the area as well as organised tours and local boat trips. Within a 10 minute drive of the town is the exclusive luxury holiday resort of Elounda which welcomes visitors seeking a 5* holiday experience. The north east coast has many pretty sandy beaches with warm clear waters, sheltered coves, rocky outcrops and outstanding unspoiled natural beauty.  

CRETAN RESIDENCES REAL ESTATE is a fully licensed real estate agency with partners who speak Greek, English, French, Russian and Polish. We have over 20 years experience of selling property both in Crete and internationally,

We are not only real estate agents. We live, have purchased and own property here. We fully understand the needs of our clients whatever their specific requirements may be, and offer a welcoming and informative approach to all our visitors We are able to provide a comprehensive, competitive and interesting selection of property for sale, helpful information regarding each property including Google earth location images, accompanied viewing and liaison with vendors and all legal representatives, professionals and tradesman that may be required.

At CRETAN RESIDENCES REAL ESTATE AGENCY we know we can help you to find exactly what you are looking for in Crete.

Services available to Cretan Residences clients include:
• Property real estate search and accompanied viewings
• Architectural and design services of your home in Crete
• Landscaping/gardening of your property and ongoing property maintenance
• Interior design services of your property, house or villa 
• Legal and Accountancy services in Crete

In addition, we offer a personal and confidential Crete property search in order to fulfill  specific client property requirements.

The property and real estate related information on this site is intended as a guide only. All property and real estate details and property particulars are deemed to be correct, but we cannot be held responsible for any errors, omissions and inaccuracies. Proper legal advice should be sought in all matters. The information contained here may be subject to change without prior notice.
 
 

  

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Foreign Currency and Finance


When purchasing a property overseas you will need to transfer money. Whilst the natural inclination is to go to your local High Street bank to transfer funds abroad, this is usually a fairly expensive way of doing it. Exchange rates and commissions provided by high street banks are significantly less favourable than those typically offered by specialist foreign exchange brokers.

We therefore recommend the services of Foreign Currency Direct. Transactions arranged through FCD are always at the most competitive rates, and the service is fast and efficient. An estimate of the typical savings using FCD over high street bank transactions are in the region of 1 to 2%, or £1,000 to £2,000 saved for every £100,000 transferred.

To transfer money via FCD contact:
Colm Gilhooly, Tel UK: 0800 328 5884 Tel abroad Tel: +44 1494 725 353.

www.currencies.co.uk



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  •           Property under 20,000
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    Sale Agreement and Deposit
    A 10% deposit of the purchase price is usually required to secure a property. This is payable on signing the first pre contract agreement, containing the names and details of the parties, the description of the property, the price, method of payment, and any general conditions negotiated by either party.
    After signing, if the Purchaser subsequently declines to proceed, he or she will lose their deposit. As indemnity to the Purchaser, should the Vendor subsequently decline to sell he or she is obliged to pay a sum equal to the deposit to the Purchaser, who will in addition receive back the original deposit paid. In the case of a very cheap property this agreement is sometimes foregone in favour of proceeding straight to a completion of contract.
    When the appointed Lawyer has received the deposit, he will hold the deposit in a customer account until a land title search has been completed and a positive result reported to CRETAN RESIDENCES.
    If the client is not able to be present in Crete at any stage, he/she can agree to a Power of Attorney, giving the Lawyer authorization to act on his behalf. This Power of Attorney is arranged in front of a Notary Public. It can also be arranged via the Greek Consulate in the clients' country of residence.
    Power of Attorney can be cancelled at any time upon request in writing by the client, at any Notary Public in Greece or via the Greek Consulate.

    Completion of Contract
    This is executed before a Public Notary with a lawyer representing each party. All appropriate tax papers and deeds must first be in order for the Public Notary to authorise the sale and prepare the contract for signature.
    The lawyer acting for the Purchaser will carry out searches with the Land Registry beforehand to ensure that a clean title to the property will be obtained, and will assist the Notary Public in fixing the 'assessed' value of the property.

    CRETAN RESIDENCES will also oversee this process - an important factor, as the 'assessed' value is written into the purchase contract and is the value upon which purchase tax is levied. Registration at the Land Registry immediately after completion of contracts, is the definite and irrevocable proof that the Purchaser now owns the property.

    Fees & Expenses
    The following costs and fees are all paid by the purchaser:

    Purchase Tax.
    Notary fees.
    Lawyer fees including a search fee.
    Real Estate Agent fee.
    Land registry fee.

    In general a figure of approx 10-12 % should be allowed for all fees and costs, on top of the purchase price, for property E50,000 and above.


    Transfer of Funds
    When you have transferred funds from your bank account to Greece, it is  necessary to retain the bank transfer documentation, sometimes referred to as the "pink slip", in order to ensure that you are exempt from local taxes.

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